Fundamental Analysis of Jeevan Bikas Laghubitta (JBLB)

We have details information of Fundamental Analysis of Jeevan Bikas Laghubitta (JBLB). It is one of the best microfinance of Nepal.

About Company

Jeevan Bikas Laghubitta Bittiya Sanstha Limited (JBLB) is a leading bank and financial institutions of Nepal. Company started its operation from 28th February, 2019. In 2075/11/03, the company got its license from the Nepal Rastra Bank.

Till Date, company has 159 branches and 889 staff throughout the country. They are proving financial services to the people of the rural areas. Microfinance’s financial support has helped people to run their life and business.

The main objective of the company is “Poverty Free Nepal”.

Mr. Sanjay Kumar Mandal is the CEO of the company.

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More Information

Name: Jeevan Bikas Laghubitta Bittiya Sanstha limited

Symbol: JBLB

Sector: Microfinance

Listed Share: 10,342,800.00 units

Paid Up: Rs. 100

Total Paid Up Capital: Rs. 1,034,280,000.00

Share Register: NMB Capital Limited

Head office: Katahari – 2 Morang, Nepal

Email: info@jeevanbikas.org.np

Phone Number: 977-021-442662

Fundamental Analysis of Jeevan Bikas Laghubitta (JBLB)

Important Financial Highlights of Company

Following is the details information of the company

Particulars “000”Q1 Report
2079/80
Q2 Report
2079/80
Paid up Capital1,034,280.001,034,280.00
Reserve & Surplus1,686,899.842,026,577.70
Borrowing10,064,237.529,092,529.34
Deposit9,760,923.999,996,695.96
Loans and advances24,263,731.3423,244,940.27
Net Interest Income406,280.05794,510.72
Staff Expense172,805.25354,503.72
Operating Profit125,169.80378,269.51
Net Profit/loss147,642.36264,788.66
CAR11.9312.54
NPL1.122.83%
Return on equity (ROE)21.70%17.30
Return on Assets (ROA)2.25%2.10
Earnings Per Share (EPS)57.1051.20
Book Value Per Share263.10295.94

Ownership Structure 

Following are the company ownership structure

CompanyPercentage
Institutional43.40%
Individual Investors34.10%
General Public32.50%

In Brief, 

Following is the detail information of share holding.

CompanyPercentage
Jeevan Bikas Samaj~ 30%
Prabhu Capital Limited~ 13%
SR hydro & Investment Pvt Ltd~ 9%
Social Organization for Liberal Volunteers engagement of Nepal (SOLVE)~ 7%
NIC Asia Bank~ 3%
Samudayik Mahila Bikas Kendra~ 1%
General public 32.5%

Dividend History

Following is the dividend history of Jeevan Bikas Laghubitta

S.NFiscal YearCash DividendBonus ShareTotal Dividend
12078/799.3684%28.00%37.3684%

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Audited EPS

Following is the audited EPS of Jeevan Bikas Laghubitta

Fiscal YearAudited EPS
2078/79
2077/78111.81
2076/77104.97

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Board of Directors

Following is the Boards of Directors

Name Designation
Mr. Bikram Raj SubediChairman
Mr. Shyamchandra KhatiwadaDirector
Mr. Prakash Kumar ShresthaDirector
Mr. Gokarna KhatiwadaDirector
Mr. Ashok SitaulaDirector
Mr. Indra Narayan DeoDirector
Mrs. Sonila ShakyaIndependent Director

Corporate Office

Katahari – 2 Morang, Nepal

Email: info@jeevanbikas.org.np

Phone Number: 977-021-442662

Frequently Asked Question

What is the Book Value of the Jeevan Bikas Laghubitta?

= Rs. 295.94 is the book value of the Jeevan Bikas Laghubitta (JBLB).

Who is the CEO of Jeevan Bikas Laghubitta?

= Mr. Sanjay Kumar Mandal is the CEO of the Jeevan Bikas Laghubitta (JBLB).

How many branches does Jeevan Bikas Laghubitta have?

= Jeevan Bikas Laghubitta has 159 branches throughout the country.

Who are the promoters of Jeevan Bikas Laghubitta?

= Jeevan Bikas Samaj is the major promoters of the company.

What is the full form of Jblb in Nepal?

= Jeevan Bikas Laghubitta Bittiya Sanstha Limited is the full form of JBLB.

Share Price of Jeevan Bikas Laghubitta (JBLB).

= As of 2nd March of 2023, the price of JBLB is Rs. 1,999.