We have done Comparison of Standard Chartered and Everest Bank ltd. Both bank has foreign investment huge proportion. As of Now, they are the leading commercial bank.
Short Introduction
Standard Chartered Bank Ltd
Standard Chartered Bank Nepal Limited (SCB) has been in operation in Nepal since 1987. The share holing of the bank is 70.21% to 29.79% from Standard Chartered Group and Nepalese public. It is the only Bank in Nepal accredited with ICRANP-IR AAA rating by ICRA Nepal. Head office is located at Madan Bhandari Marg, Naya Baneshwor Kathmandu, Nepal.
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Everest Bank Ltd
Everest Bank Ltd (EBL) is a commercial bank which was founded in 1994. It is one of the prisoner commercial banks in Nepal. The bank has 124 Branches, 160 ATM Counters, 32 Revenue Collection Counters and 3 Extension Counters across the country. The corporate office is located at EBL House, Lazimpat, P.O.Box 13384 Kathmandu, Nepal.
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Comparison of Standard Chartered and Everest Bank
Following are the financial highlights:
| Particulars “000” | Standard Chartered | Everest Bank |
|---|---|---|
| Paid-up Capital | 9,429,454.00 | 10,698,094.00 |
| Retained Earnings | 2,733,936.00 | 4,333,205.00 |
| Reserve | 8,013,919.00 | 10,227,349.00 |
| Deposits from Customers | 117,500,875.00 | 197,929,061.00 |
| Loans and Advances to Customers | 77,857,560.00 | 160,210,055.00 |
| Net Interest Income | 5,955,257.00 | 7,448,074.00 |
| Impairment Chage/ (Reversal) | 598,333.00 | 735,441.00 |
| Personnel Expense | 5,048,399.00 | 2,165,930.00 |
| Operating Profit | 1,551,311.00 | 1,551,311.00 |
| Profit/ (Loss) for the year | 3,525,415.00 | 4,847,362.00 |
| Capital Adequacy Ratio (CAR) | 17.12 | 13.36 |
| NPL | 1.17 | 0.79 |
| CD Ratio | 75.80 | 82.32 |
| Cost of fund | 6.91 | 7.75 |
| Interest Rate Spread | 4.00 | 3.97 |
| Base Rate | 9.02 | 9.47 |
| EPS | 37.39 | 31.72 |
| Book Value | 213.98 | 238.33 |
Note: All the data are taken from the Q4 report of FY 2079/80.
Other Important Links:
a. EPS of Commercial Bank: CLICK HERE
b. EPS of Microfinance: CLICK HERE
c. Top 10 commercial Bank: CLICK HERE