We will look after the Comparison of Upakar Laghubitta and Mahila Laghubitta. Both are low capital but fundamentally strong company. Both them have more reserve than paid up capital. There are very few company with this feature.
Following is the brief Introduction of the companies
Upakar Laghubitta
Upakar Laghubitta Bittiya Sanstha Laimited (ULBSL) is a “D” class bank and financial institutions of Nepal. The is registered under Company registered Office and got license from Nepal Rastra Bank. It is running in 10 districts through 32 branches.
Mahila Laghubitta
Mahila Laghubitta Bittiya Sanstha Limited (MLBSL) is a leading microfinance company in Nepal. It is located at Sanga, Kavre. The Company started its operation from 2075/07/01. It is providing micro financial services to the people of the rural area of Nepal. It has 70 branches in 34 districts.
Comparison of Upakar Laghubitta and Mahila Laghubitta
Following is the financial highlights of the company
| Particulars “000” | Upakar Laghubitta | Mahila Laghubitta |
|---|---|---|
| Paid up Capital | 65,625.00 | 147,500.00 |
| Reserve and Surplus | 155,308.00 | 291,722.21 |
| Borrowing | 812,251.00 | 2,649,090.41 |
| Deposits | 1,102,145.00 | 1,382,209.23 |
| Loans and Advances | 1,102,145.00 | 4,499,427.63 |
| Net interest Income | 62,902.00 | 143,768.71 |
| Personnel Expense | 62,902.00 | 85,716.56 |
| Provision for possible loss | 62,902.00 | 13,217.66 |
| Net profit | -16,102.00 | 45,571.50 |
| CAR | 10.45 | 9.15 |
| NPL | 7.15 | 4.37% |
| ROE | 0.00 | 20.75% |
| ROA | 0.00 | 1.95% |
| EPS | -24.54 | 61.79 |
| Net Worth | 336.66 | 297.78 |
Note: All data are collected for the educational purpose only. Do not use it for decision making depend upon only these data’s.
Other Important links:
a. EPS of Commercial Banks: CLICK HERE
b. EPS of Microfinance: CLICK HERE
c. Top 10 Commercial Banks: CLICK HERE
