We will do short Comparison of Mahila Laghubitta and Jalpa Laghubitta. They have done good business so far.
For Short Introductions
Mahila Laghubitta
Mahila Laghubitta Bittiya Sanstha Limited (MLBSL) is a leading microfinance company in Nepal. It is located at Sanga-13, Kavre. The company has 70 branches in 34 districts. The company’s motto is “Centre for Women Rights and Development”.
Jalpa Laghubitta
Jalpa Laghubitta Bittiya Sanstha Limited (JALPA) is another microfinance bank in Nepal helping people who need financial assistance. The Company has 99 branches throughout the country.
Comparison of Mahila Laghubitta and Jalpa Laghubitta
following is the short financial highlights of the company.
| Particulars “000” | MLBSL | JALPA |
|---|---|---|
| Paid up Capital | 147,500.00 | 160,000.00 |
| Reserve and Surplus | 291,722.21 | 394,872.70 |
| Borrowing | 2,649,090.41 | 1,929,196.38 |
| Deposits | 1,382,209.23 | 2,658,836.95 |
| Loans and Advances | 4,499,427.63 | 4,992,488.02 |
| Net interest Income | 143,768.71 | 182,533.66 |
| Personnel Expense | 85,716.56 | 130,988.09 |
| Provision for possible loss | 13,217.66 | 59,790.00 |
| Net profit | 45,571.50 | 12,836.51 |
| CAR | 9.15 | 11.21 |
| NPL | 4.37% | 4.72% |
| ROE | 20.75% | 4.63% |
| ROA | 1.95% | 0.45% |
| EPS | 61.79 | 16.05 |
| Net Worth | 297.78 | 346.80 |
Note: These data are collected for the educational purpose. Please do more research before buying or selling any stock.
Other Important Links:
a. EPS of microfinance: CLICK HERE
b. EPS of Commercial banks: CLICK HERE
